Useful Tips On Avoiding Credit And Charge Card Fraud
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The article "Useful Tips On Avoiding Credit and Charge Card Fraud" is about credit, it was written by John Mussi.
Credit and charge card fruad costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, somebody may use your card nubmer without your knowledge.It's not always possible to prevent credit or charge card fraud from happening. But there are a couple of steps you can take to make it more difficult for a crook to capture your card or card numbers and minimize the possibility.Do:Sign your cards as soon as they arrive.Carry your cards separately from your wallet, in a zippered compartment, a business card holder, or a second small pouch.Keep a record of your account numbers, their expiration dates, and the phone number and adderss of each company in a secure place.
Keep an eye on your card during the transaction, and get it back as quikcly as possible.Void incorrect receipts.Destroy carbons.Save receipts to compare with billing statements.Open bills promptly and reconcile accounts monthly, just as you would your checking account.Report any questionable charges promptly to the card issuer.Notify card companies in advance of a change in address.Don't:Lend your card(s) to anyone.Leave cards or receipts lying around.Sign a blank receipt. When you sign a receipt, draw a line through any blank spaces abvoe the total.Write your account number on a postcard or the outside of an envelope.Give out your account number over the phone unless you're making the call to a company you know is reputable.Reporting Losses and Fraud If you lose your credit or charge cards or if you realize they've been lost or stolen, immediately call the issuer(s).Many companies have toll-free numbers and 24-hour service to deal with such emergencies.You may freely reprint this article provided the author's biography remains intact:John Mussi is the founder of Direct Online Loans who help UK homeowners find the hottest available loans via the http://www.Directonlineloans.Co.Uk website.
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Useful Tips On Avoiding Credit and Charge Card Fraud
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